Jill Cetina, CFA

Biography

Jill Cetina is the associate director of the commercial banking program and an executive professor finance at the Mays Business School at Texas A&M.

Jill is a 2024-2026 research and policy scholar with the Conference of State Banking Supervisors (CSBS); a North America Chapter director, monthly columnist and a member of the international Certificate of Bank Treasury Risk Management faculty; and one of 25 members nationally of American Banker’s 2024 ThinkTank group of thought leaders and recurring opinion page contributors.

Professor Cetina is a frequent keynote speaker and panelist at regional and US banking industry events including events with PwC/Institute for International Finance in NY, Women in Housing and Finance in DC, the Houston Chapter of the Risk Management Association, American Bankers Association in DC, the Office of Financial Research/Cleveland Fed financial stability conference, Conference of State Banking Supervisors, Moody’s Analytics Annual Banking Summit, and Empyrean Asset Liability Management Solutions Annual Conference. She regularly speaks at banking industry webinars including for the SAS Institute, Risk Management Association and Certificate of Bank Treasury Risk Management.

Prior to joining Texas A&M, Jill was the associate managing director for US banks and government sponsored enterprises at Moody’s Investors Service. At the Federal Reserve Bank of Dallas, Jill was a vice president of supervision with leadership of six teams with responsibility for banking supervision, macro-financial analysis and monitoring financial conditions/monetary policy formulation.

Her tenure at Moody’s, the Dallas Fed and the Office of Financial Research (OFR) reflect a commitment to using research and analytics to develop innovative real-world financial insights. Jill’s other professional experiences include Treasury debt management issuing US Treasuries, banking regulation in the economics department at the OCC, work on Fed credit facilities during the 2008-09 financial crisis at the Federal Reserve Board, and academic research at the OFR. With academic publications, real world experience and a CFA, Jill teaches students how to analyze the ever-evolving landscape of global financial services with an emphasis on banks, fixed income markets and macrofinance.

Jill is also a mother of two children and a board member and chair of the audit committee of the St. Baldrick’s Foundation, a US non-profit which has funded over $350 million in pediatric cancer research since its inception.

Academic Research, Industry Thought Leadership and Public Policy Contributions

Jill’s SSRN Page

Jill’s Google Scholar page

Jill’s American Banker Op-Eds

Jill’s BTRM Cetina Bank Treasury Talk column

Jill’s 2025 testimony with the House Financial Services Committee on US Treasury market fragility